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  <url>
    <loc>https://nishsingh.com/aboutme</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-06-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1509317708337-EY0ODISEIR8V1E3DK3QO/Me2.jpg</image:loc>
      <image:title>Nishant Singh</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1509317708337-EY0ODISEIR8V1E3DK3QO/Me2.jpg</image:loc>
      <image:title>Nishant Singh</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://nishsingh.com/making-financial-literacy-accessible</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2017-10-31</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1509414867907-GVZA244HEP7UG7KOBX1A/FIBE2-01.png</image:loc>
      <image:title>Copy of FIBE</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1509417650416-KV7BS0Q982LYBK8Y4SRD/Wallet-01.png</image:loc>
      <image:title>Copy of FIBE - The Problem?</image:title>
      <image:caption>There is a general lack of financial literacy in high schools.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1509417433324-PWM6S7J5QGXAXEPIXRKU/CoffeCup2-01.png</image:loc>
      <image:title>Copy of FIBE - The Solution?</image:title>
      <image:caption>I wanted students to feel that they could take charge, choose pace, topics and learn in an open interactive way. To accomplish this, FIBE brings students and experts together at regular frequency in informal, cozy settings such as local cafés.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1509418589899-LWNRT3DE2I7YRPWZJNI5/RoundtablePageBackup3-01.png</image:loc>
      <image:title>Copy of FIBE</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1509418626572-YFASME1PNDGWEWDHA56V/RoundtableWille-01.png</image:loc>
      <image:title>Copy of FIBE</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1509418756536-8XSQSYT0DL8M1ZECKL0W/RoundtablePerhar-01.png</image:loc>
      <image:title>Copy of FIBE</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1509418761517-05OKWR1GS83EM9WCG6VS/RoundtableGoel-01.png</image:loc>
      <image:title>Copy of FIBE</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1509418777897-BEXAJQTFNEXGZDBJS02C/KaranMckinnonFinal-01.png</image:loc>
      <image:title>Copy of FIBE</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1509418814865-PJN7TS64KY5S3QPFOVTK/RoundtableHarveyw-o.png</image:loc>
      <image:title>Copy of FIBE</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1509419171389-2RCKBUBZON72ZTGCZ2DY/RoundtableFoody3-01.png</image:loc>
      <image:title>Copy of FIBE</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://nishsingh.com/understanding-financial-markets</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2017-11-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1509462545101-YHJC9K3LJX1OVHR1AIQH/Investment+CLub-01-01-01-01-01.png</image:loc>
      <image:title>Investment Club</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1509492097110-ZP6YTMYCTK4EIMO1YLCZ/School-01.png</image:loc>
      <image:title>Investment Club - My Passion:</image:title>
      <image:caption>My pursuit of finance led me to Columbia University, where I took a summer course on investing. A year later, I went back for further self-learning and conducted research with the course’s professor.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1509471747490-32TNPKQM1MPXCCMM337X/StockChart-01.png</image:loc>
      <image:title>Investment Club - The Problem:</image:title>
      <image:caption>When I returned, I noticed a lack of awareness and knowledge of the investing space and an apprehension to the complexity of the financial world.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1509493287247-WH3T6S06SDVOUGQF2YTX/Club-01.png</image:loc>
      <image:title>Investment Club - The Solution:</image:title>
      <image:caption>I started an Investment Club in my school to teach fundamental investing concepts in an easy to understand way through the use of metaphors, simple explanations and well-designed presentations.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1509492097110-ZP6YTMYCTK4EIMO1YLCZ/School-01.png</image:loc>
      <image:title>Investment Club - My Passion:</image:title>
      <image:caption>My pursuit of finance led me to Columbia University, where I took a summer course on investing. A year later, I went back for further self-learning and conducted research with the course’s professor.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1509471747490-32TNPKQM1MPXCCMM337X/StockChart-01.png</image:loc>
      <image:title>Investment Club - The Problem:</image:title>
      <image:caption>When I returned, I noticed a lack of awareness and knowledge of the investing space and an apprehension to the complexity of the financial world.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1509493287247-WH3T6S06SDVOUGQF2YTX/Club-01.png</image:loc>
      <image:title>Investment Club - The Solution:</image:title>
      <image:caption>I started an Investment Club in my school to teach fundamental investing concepts in an easy to understand way through the use of metaphors, simple explanations and well-designed presentations.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://nishsingh.com/contact</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2017-11-01</lastmod>
  </url>
  <url>
    <loc>https://nishsingh.com/senior-interfaces</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2017-11-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1509499743674-921JY6S9XG558JBT78FO/Phone2.png</image:loc>
      <image:title>Senior Interfaces</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1509501068348-8ZHPRFD25387P08A5RKP/Untitled-2-01.png</image:loc>
      <image:title>Senior Interfaces - The Problem:</image:title>
      <image:caption>Seniors can find it difficult and frustrating to interface with technology.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1509500797169-LM17O9K5D4KJQGL3XVL0/Gmail.png</image:loc>
      <image:title>Senior Interfaces - A Solution:</image:title>
      <image:caption>I wanted to re-engineer the technology to suit seniors. I began to design a custom, easy-to-use application using MIT App Inventor and Android Studio to enable seniors to access communication platforms (ex. Gmail).</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1509501224471-GXT1V8HPILXV9RKX77V7/Phone3-01.png</image:loc>
      <image:title>Senior Interfaces - Prototyping:</image:title>
      <image:caption>I designed my interface with big buttons for Read-Write functions, pictures of loved ones instead of names and a voice API to send recorded messages. I started taking my prototypes to test with seniors at the centre. I talked with them for hours to understand their personal needs and tried to show how technology could help. As I showed them my prototypes, seniors began to give me feedback and became more open to using the tools.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1509501068348-8ZHPRFD25387P08A5RKP/Untitled-2-01.png</image:loc>
      <image:title>Senior Interfaces - The Problem:</image:title>
      <image:caption>Seniors can find it difficult and frustrating to interface with technology.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1509500797169-LM17O9K5D4KJQGL3XVL0/Gmail.png</image:loc>
      <image:title>Senior Interfaces - A Solution:</image:title>
      <image:caption>I wanted to re-engineer the technology to suit seniors. I began to design a custom, easy-to-use application using MIT App Inventor and Android Studio to enable seniors to access communication platforms (ex. Gmail).</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1509501224471-GXT1V8HPILXV9RKX77V7/Phone3-01.png</image:loc>
      <image:title>Senior Interfaces - Prototyping:</image:title>
      <image:caption>I designed my interface with big buttons for Read-Write functions, pictures of loved ones instead of names and a voice API to send recorded messages. I started taking my prototypes to test with seniors at the centre. I talked with them for hours to understand their personal needs and tried to show how technology could help. As I showed them my prototypes, seniors began to give me feedback and became more open to using the tools.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://nishsingh.com/hardbacon-4</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2019-09-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1547569798703-428Z8I650H8GCEXW424V/HardbaconLogo+-+Website.png</image:loc>
      <image:title>Hardbacon</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1547777112570-PQ93ZEYSMIU2R4C26ZQW/HardbaconLogo%2B-%2BWebsite.jpg</image:loc>
      <image:title>Hardbacon - The Company:</image:title>
      <image:caption>Hardbacon is a a Montreal-based Fintech with a “mission to turn stock market investing into a simple and profitable process for everyone.” Their app is designed to ‘sync with online brokerages, analyze its users’ portfolios and provide them with the data and tools they need to become better self-directed investors.’ Click the photo to visit their website!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1547779534292-BRQDDRUSCMJEP9FIKELO/PencilHardbacon.png</image:loc>
      <image:title>Hardbacon - My Job:</image:title>
      <image:caption>At Hardbacon, my time is spent interfacing with the CEO and UX researcher to develop tools that are useful and easy-to-understand for consumers.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1547779467564-F41VMJ7M8EZCROKOY8RS/image-asset.png</image:loc>
      <image:title>Hardbacon - My Contribution:</image:title>
      <image:caption>My work has focused on projects related to design and product management. I helped design a screen that aimed to show investors how they were performing relative to other metrics and am currently developing both iOS and web wireframes to help implement financial planning into their app.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1547777112570-PQ93ZEYSMIU2R4C26ZQW/HardbaconLogo%2B-%2BWebsite.jpg</image:loc>
      <image:title>Hardbacon - The Company:</image:title>
      <image:caption>Hardbacon is a a Montreal-based Fintech with a “mission to turn stock market investing into a simple and profitable process for everyone.” Their app is designed to ‘sync with online brokerages, analyze its users’ portfolios and provide them with the data and tools they need to become better self-directed investors.’ Click the photo to visit their website!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1547779534292-BRQDDRUSCMJEP9FIKELO/PencilHardbacon.png</image:loc>
      <image:title>Hardbacon - My Job:</image:title>
      <image:caption>At Hardbacon, my time is spent interfacing with the CEO and UX researcher to develop tools that are useful and easy-to-understand for consumers.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1547779467564-F41VMJ7M8EZCROKOY8RS/image-asset.png</image:loc>
      <image:title>Hardbacon - My Contribution:</image:title>
      <image:caption>My work has focused on projects related to design and product management. I helped design a screen that aimed to show investors how they were performing relative to other metrics and am currently developing both iOS and web wireframes to help implement financial planning into their app.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1547777991434-SRQ2T1FU7FGNCKNKF2AQ/AdvisorPage1Modified.png</image:loc>
      <image:title>Hardbacon</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1548128688303-2S03Y5R5EQ600SBREBKP/AdvisorPageSquare.png</image:loc>
      <image:title>Hardbacon</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1547777992130-C1H82I01UGXCM9T59RWQ/ScreenDesign4.1Long.png</image:loc>
      <image:title>Hardbacon</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://nishsingh.com/new-page</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2019-01-15</lastmod>
  </url>
  <url>
    <loc>https://nishsingh.com/ifsd-4</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2019-09-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1568125882263-VA5FPH72F2DZNODUWRRF/IFSDLogoWebsiteSmall.png</image:loc>
      <image:title>IFSD</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1568044251476-RBHSQKW44KRTZ3KBY2JV/IFSDlogoWebsite.jpg</image:loc>
      <image:title>IFSD - About IFSD:</image:title>
      <image:caption>The Institute of Fiscal Studies and Democracy (IFSD) is a Canadian think-tank sitting at the nexus of public finance and state institutions. The IFSD undertakes its work in Canada at all levels of government as well as abroad, leveraging partnerships and key relationships with organizations such as the World Bank, OECD, IMF and US National Governors Association. Click the image to visit their website and learn more!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1568045568347-O5QI5A0FJDIDQXBTDD3F/ReportLogoWebsite.png</image:loc>
      <image:title>IFSD - My Work:</image:title>
      <image:caption>At IFSD I worked closely with Kevin Page and Mostafa Askari on writing a report on the need for serious tax reform in Canada. The report considered existing issues in the tax code as well as potential tectonic shifts such as increasing automation, an aging population, income inequality and the emergence of the digital and gig economies as impetus for a review. In addition, the report posed ways Canada could design a tax review using international precedent in the United Kingdom, Australia and New Zealand, as well as Canada’s own review in the 60’s.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1568126501364-09TQ0C8NTNZJTXHT85HX/GlobeAndMail.png</image:loc>
      <image:title>IFSD - The Report:</image:title>
      <image:caption>The full report (5000 words) was published on the IFSD website, and an Op-ED based on the report was published in The Globe and Mail. The report is attached below and the Op-ED can be found by clicking the image.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1568044251476-RBHSQKW44KRTZ3KBY2JV/IFSDlogoWebsite.jpg</image:loc>
      <image:title>IFSD - About IFSD:</image:title>
      <image:caption>The Institute of Fiscal Studies and Democracy (IFSD) is a Canadian think-tank sitting at the nexus of public finance and state institutions. The IFSD undertakes its work in Canada at all levels of government as well as abroad, leveraging partnerships and key relationships with organizations such as the World Bank, OECD, IMF and US National Governors Association. Click the image to visit their website and learn more!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1568045568347-O5QI5A0FJDIDQXBTDD3F/ReportLogoWebsite.png</image:loc>
      <image:title>IFSD - My Work:</image:title>
      <image:caption>At IFSD I worked closely with Kevin Page and Mostafa Askari on writing a report on the need for serious tax reform in Canada. The report considered existing issues in the tax code as well as potential tectonic shifts such as increasing automation, an aging population, income inequality and the emergence of the digital and gig economies as impetus for a review. In addition, the report posed ways Canada could design a tax review using international precedent in the United Kingdom, Australia and New Zealand, as well as Canada’s own review in the 60’s.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1568126501364-09TQ0C8NTNZJTXHT85HX/GlobeAndMail.png</image:loc>
      <image:title>IFSD - The Report:</image:title>
      <image:caption>The full report (5000 words) was published on the IFSD website, and an Op-ED based on the report was published in The Globe and Mail. The report is attached below and the Op-ED can be found by clicking the image.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://nishsingh.com/hardbacon-1</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-06-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59f278161f318d81dbf44731/1592082882830-C25D8YC3Z85A9KHC3UN3/Hardbacon.png</image:loc>
      <image:title>Hardbacon</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://nishsingh.com/about-me</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-04-09</lastmod>
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    </image:image>
  </url>
  <url>
    <loc>https://nishsingh.com/landing</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-04-09</lastmod>
  </url>
  <url>
    <loc>https://nishsingh.com/home</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-04-09</lastmod>
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  <url>
    <loc>https://nishsingh.com/about-me-1</loc>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
    <lastmod>2026-04-16</lastmod>
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  <url>
    <loc>https://nishsingh.com/new-index</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-04-09</lastmod>
  </url>
  <url>
    <loc>https://nishsingh.com/new-index/new-page-1-b34xl</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-04-09</lastmod>
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